Much as you wouldn’t rush to diagnosis based on a two minute consultation. We won’t rush to advice either. Our service starts with a ‘financial health-check’, much like your ABC’s where we consider your individual financial situation. We understand the different needs of  Medical Students,  Junior Doctors, Consultants and  General Practitioners. We understand that time and confidentiality are of great importance to you.

The directors have combined experience of finance and management of debt within the banking industry of some 50 years, whilst our staff brings with them experiences in Citizens Advice Bureaux, social housing provision, teaching, dentistry and the creditor industry. All of us are focussed upon looking after our clients.

Learning to manage money and planning your financial future are two of the most important skills that you need in life. We have found that making good decisions about money is a challenge for anyone, whatever their income level.

Useful money tips -

  • Try not to default /miss contractual payments such as your loan, credit & store card payments.
  • However, please ensure that any priority payments such as rent and utilities are paid first.
  • Keep your lender in the picture if you are having problems with making the full are regular re-payments, lenders tend to be more helpful if you approach them before the problems start.
  • If you can’t make the full re-payments, prepare a budget of your income and expenditure (there is a template on this site) and keep your lender informed as to how much you can afford to pay and when you can pay them. Don’t agree to pay more than you can afford and keep to any agreed payment plan.

At National Money Helpline, every client has their own dedicated member of staff to help them deal with all their needs throughout the life of the plan; all of our staff have been trained in every area of expertise necessary to achieve a solution that is right for you.